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Is Medigap Supplemental Plan F Right for You?

Is Medigap Supplemental Plan F Right for You?

The health care system in the United States of America has passed through series of changes when the Obama administration was sworn into office and there will certainly be more changes in the near future. It is important to know these changes and how they affect health problems and personal situations. A Medicare Advantage Plan can lower cost if you do not visit your hospital or doctor. However, you will bet if you take risks in this Plan because you never know when you will return to the hospital or if you need other medical services.

Although Medicare supplement Plan can be significantly reduced, monthly premiums, co-payments, and deductibles are likely to be much greater if there is need for you to see your physician or other specialists. As regards Medicare Advantage Plans, you’re basically betting you will not fall ill any time soon. What reason do you have to take such risk with your health and bank account?

Assuming that you are a senior citizen who has health problems already or thinks you need to visit the hospital or require other health related services, seriously consider buying a health Plan. Although the initial cost may be much higher, Medicare supplemental coverage plan will be cheaper in the future than the option of a Medicare Advantage Policy. Hence, locating the correct Medicare supplement Plan for your needs is the best long-term option for your physical and financial health.

A F Medigap Plan protects all gaps in Medicare Part A and B. This is the most secure Medigap insurance Plan. This makes Plan F one of the most popular Plans for people with Medicare. This type of insurance may initially seem confusing, but it should not be. You will understand better if you ask a few questions.

  • What is the state of your health?
  • How often do you see your doctor?
  • How do you want to manage your medical expenses?

Plan F is the best option for you if you are the kind of person who wants all the expenses paid. With this policy, you will only pay for the monthly charges for the Policy. What this implies is that all drug and medical costs are provided for by the Plan; therefore, there is no other expense to pay. Also, you can visit any doctor that you choose because there is no network (that is, your doctor will accept Medicare). This Plan will give you the freedom of choice and the total insurance that corresponds to you.

When it has to do with your finances and your health, you want insurance protection. Not needing to worry about additional medical costs will provide the security and comfort necessary for you and your family to be well protected so get a plan at If you select a supplementary Medicare Plan F or other Medicare Supplement Plans 2019 offered by insurance companies in your area, you will find that your expenses will be significantly reduced if they are not eliminated in full.

Controllable Risk Factors For Stroke In Elderly Individuals

Controllable Risk Factors For Stroke In Elderly Individuals


There are so many risk factors for stroke including age, family history, gender, and race. Unfortunately, you have very little or nothing at all to do control these factors. For instance, you have no control over your age, and you can also not change your race. Besides these uncontrollable risk factors for stroke, there are also other many risk factors for stroke, which can be controlled. As you age, your risk of stroke increase and other chronic health conditions increases significantly. The good news is, you can easily control a number of risk factors which we have highlighted in this article. Here are controllable risk factors of stroke.

  1. Physical inactivity

Physical inactivity has been widely linked to stroke. Sedentary lifestyle can make you add weight and become more stressed. Being overweight and stressed affects your heart rate and blood pressure. If left unchecked, you might develop high blood pressure, which can result into stroke.

  1. Diabetes

Diabetes is also another risk factor for stroke among seniors. So, develop good health habits that prevent diabetes. And if you already have diabetes, seek treatment and manage it well. Physical inactivity and stress have been linked unhealthy weight, high heart rate, and high blood pressure. All these are risk factors for diabetes.

  1. Alcohol

Multiple studies have significantly linked alcohol to stroke. Based on statistics, seniors who drink extensively are more likely to suffer stroke than elderly individuals who don’t drink at all, or drink in moderation. So, if you are a heavy drinker, and you want to reduce your risk for stroke, then you have to quit drinking or drink in moderation plus get info on 2020 Medicare Supplement Plans available here 

  1. Atrial fibrillation

Atrial fibrillation is another stroke controllable risk factor. Atrial fibrillation is a condition that is typically characterized by irregular heartbeats. This condition has to be diagnosed by a doctor. Atrial fibrillation is a condition that can lead to blood clots, and this will massively increase your stroke-risk more than five times. It is very important that you identify this condition early and make sure you receive proper treatment. In fact, most patients with this condition are normally prescribed blood-thinning drugs in order to help in preventing stroke. However, you should not start taking any blood-thinning drugs before speaking with your doctor.

  1. Tobacco use

When you use tobacco, your ability to circulate blood is significantly lessened. This intensifies high blood pressure as well as other circulation problems. So, as you enjoy your golden years, try to stop smoking.